Frequently Asked Questions (FAQs)

Is it possible to find a loan with one year repayment tenure?

Of course it is! At 12 Month Loans Online we are associated with lenders offering loans with repayment tenure of one year. Offered with such extended repayment tenure, repaying back the borrowed money will be a hassle free job for you.

Am I eligible to apply?

To be considered as eligible you need to confirm that you are a permanent resident of US, above 18 years, hold a valid bank account and be employed. Your monthly income should not be less than $1,000.

Can I apply despite being tagged with bad credit record?

Yes, you can apply with us despite being tagged with bad credit record such as default, arrear, foreclosure or bankruptcy.

How much money can I borrow?

You can borrow an amount ranging from $100 to $1,500 upon approval.

Can I spend the borrowed money for any purpose?

Yes, you are absolutely free to spend the approved cash for almost any purpose without any restriction.

Am I free to cancel my application at any time?

Yes, you are free to cancel your application at any time as we put no obligation on applicants.

What if I need additional information?

Feel free to contact us whenever you need any additional information or have any queries.

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